Oklahoma City Bringing the Thunder (And Hail)

Three down. One to go.
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The Thunder head to LA on Monday night with a chance to send the Lakers home, and honestly, this series has never really felt close. OKC won the first three games by a combined 57 points. The Lakers are a good team. The Thunder just haven't let them be one.

Meanwhile, outside Paycom Center, it's May in Oklahoma. Which means the atmosphere is looking to dominate in its own way.

you deserve championship home insurance coverage

​Storm Season Doesn't Wait for the Final Buzzer

Anybody who's lived here a while knows how this goes. The playoffs and storm season overlap every single year, and Oklahoma doesn't apologize for either one. You're watching the game, your phone buzzes with a severe thunderstorm warning, and suddenly you're trying to figure out if that's hail hitting the roof or something else.

Usually it's hail.
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This is the part of spring where Oklahoma earns its reputation. May and June bring the kind of storms that produce large hail, straight-line winds, and the occasional tornado. Sometimes all three before the late news. It happens fast, it happens often, and it has a way of reminding homeowners that their insurance policy exists.

The Coverage Detail Most People Miss

Here's something that comes up a lot after a hail storm. A homeowner files a claim expecting their deductible to work like it does for everything else, say a thousand dollars, and finds out their wind and hail deductible is actually calculated as a percentage of their home's insured value.

Two percent on a home insured for three hundred thousand dollars is six thousand dollars out of pocket before the insurance pays anything. That's not a scam. It's how a lot of Oklahoma home policies are written. It's just not something most people know until they're standing in their driveway looking at a damaged roof.

Do you know how your wind and hail deductible is calculated?
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If the answer is no, that's worth a five-minute phone call before the next storm system rolls through.

Flood Is Still Its Own Conversation

Standard home insurance doesn't cover flooding. Never has. If water gets in from outside during a heavy rain, that's a flood loss, and it requires a separate policy. There's also a 30-day waiting period when you buy that policy, so getting it during a storm warning isn't an option.
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Oklahoma's terrain moves water in ways that surprise people. It doesn't take living in a designated flood zone to end up with water in the house after a significant rain event.

Back to the Thunder for a Second

What this team is doing right now is genuinely fun to watch. Shai is playing like someone who's been waiting his whole career for this stage, and he looks completely unbothered by it. The young guys are locked in. The coaching staff has had an answer for everything the Lakers have tried.
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OKC doesn't get to be the center of the basketball world that often. Might as well enjoy it.
Just do a quick check on your insurance while you're at it. Storm season and playoffs run together every May around here, and the storms don't take nights off because there's a game on.

A review with an independent insurance agency in Oklahoma City takes less time than halftime. And unlike a seven-game series, you only have to do it once a year.
Go Thunder.

Oklahoma Insurance Professionals is an independent insurance agency located in Oklahoma City serving the surrounding area with insurance solutions for personal and business needs.

make your home insurance a slam dunk!

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Scott Godwin
Founder

Oklahoma Insurance Professionals LLC serves Oklahoma City and the surrounding Oklahoma communities by protecting the people we work with just like we protect our own family members. Home insurance, auto insurance, business insurance, and more. We can help you find the coverage you need. ​​